what we do:
We provide information on how to enforce your rights on debt collectors, any person or financial institution operating in bad business practices towards consumers and provide lots of resources and knowledge on how to restore your credit by knowing your rights.
Judge Ayo Glanton
Expert Legal Counsel
We partner with skilled attorneys who specializes in correcting credit reporting errors and stopping creditor abuse.
Judge Ayo Glanton is a seasoned contract attorney of 25+ years; former federal prosecutor, administrative law judge and advocate of the underserved.
It’s bigger than credit repair you have been violated!
Are debt collectors trying to sue you?
I received a summons! what should I do?
I received a summons! what should I do?
If you get a summons notifying you that a debt collector is suing you, don't ignore it. If you do, the collector may be able to get a default judgment against you. If you get a default judgment, that means the court has favored the debt collector because you didn’t respond to defend yourself. Not responding causes more harm to your situat
If you get a summons notifying you that a debt collector is suing you, don't ignore it. If you do, the collector may be able to get a default judgment against you. If you get a default judgment, that means the court has favored the debt collector because you didn’t respond to defend yourself. Not responding causes more harm to your situation, which may result in garnishment of your wages and bank account. For more information on how to stop debt collectors, you may want to reach out to a consultant from our team so we can see how we can better assist you.
I received a summons! what should I do?
I received a summons! what should I do?
I received a summons! what should I do?
WE ARE NOT ATTORNEYS!
THIS IS NOT LEGAL ADVICE
THIS IS ONLY FOR EDUCATION PURPOSES
when you are served a summons, you should always respond. A summons is nothing but an invitation to court. If you don't respond to a summons and say NOTHING! In legal terms that is Acquiescence. Not responding to a summons is you agreeing to the obligation.
WE ARE NOT ATTORNEYS!
THIS IS NOT LEGAL ADVICE
THIS IS ONLY FOR EDUCATION PURPOSES
when you are served a summons, you should always respond. A summons is nothing but an invitation to court. If you don't respond to a summons and say NOTHING! In legal terms that is Acquiescence. Not responding to a summons is you agreeing to the obligation. After you have received the summons the court gives you the opportunity to respond with an "Answer”. If you don't respond to the summons a judgement came be placed against you and sooner or later garnishment to your wages will soon take place. You typically have twenty days to respond to a summons. The summons you are served with will tell you how many days you have to respond. Remember responding gives you a chance to defend yourself. You have to understand what role the court plays. If you respond correctly and in a timely manner, you have the power to have your summons dismissed out of court.
A lawsuit is like a boxing ring. You have your two boxers wearing boxing gloves. The fight is being overseen by a referee. Similar to your lawsuit. You have the plaintiff, the defendant and the judge. In this case the judge is the one who oversees the lawsuit. The key to all of this is understanding that “Courts” only deal with disputes.
A dispute is a disagreement, argument, or controversy. When someone is rising a claim against you that you believe to be unlawful, the goal is to have it dismissed out of court. Speaking the right language in your “Answer” to the court is very vital. Your response to the court will determine who wins the battle between the plaintiff and the defendant. Now that you know courts only deal with disputes. Which is a fight between two parties.Your only mission should be to knock your opponent out by responding and speaking the right language in your “Answer”. Responding incorrectly in your “Answer” will cause you to lose the battle and you will find yourself in court, battling with the plaintiff. Your goal is to stop the fight, there is a way you should go about doing that by not agreeing or disagreeing with the allege financial allegation that the plaintiff claim you owe. Speak with a consultant if you need more information on how to respond to the court and how to respond to the parties making a claim against you.